Wash and soak rice and dal for 15 minutes in separate bowls.
Drain and add to pressure cooker with 3 cups water, salt, and turmeric powder.
Pressure cook until soft, about 3-4 whistles, then let pressure release naturally.
Heat oil in a large pan over medium heat.
Add cumin seeds, bay leaf, cloves, cardamoms, and red chilies. Sauté briefly until fragrant.
Add ginger-garlic paste and sauté for 30 seconds.
Add chopped onions and fried peanuts, cooking until golden brown.
Mix the prepared tadka with the cooked rice-dal mixture.
Simmer for 4-5 minutes, stirring gently to combine flavors.
Serve hot immediately.